WELCOME TO UK'S MODERN BANK

Banking Made Simple

No hidden fees. No lengthy processes. Just honest, transparent banking built for the modern UK customer. Open an account in minutes from your phone.

Open Account Free Sign In

WHY CHOOSE US

Banking Built For You

Transparent, reliable, and customer-first banking. No surprises, no hidden fees—just straightforward financial services.

Bank-Grade Security

Encryption, fraud detection, and FCA regulation keep your money safe 24/7.

Mobile First

Manage your money on the go with our intuitive iOS and Android apps.

Instant Support

Chat with our UK-based team in minutes, available 7 days a week.

No Hidden Fees

Transparent pricing. No surprise charges. Just honest banking.

About Virgin Monie

We're modernising UK banking. Founded on the principles of transparency and customer-first service, Virgin Monie uses cutting-edge technology to deliver banking that actually works for you.

FCA Regulated

FSCS Protected

UK-Based Support

Why Our Customers Love Us

Lightning-Fast Setup

Open a full UK bank account in under 5 minutes with just your phone.

Real-Time Notifications

Get instant alerts for every transaction. Know exactly what's happening with your money.

Competitive Interest Rates

Earn more on your savings with rates that beat the high street banks.

Smart Budgeting Tools

Intelligent insights to help you manage money better and reach your financial goals.

SUPPORT

Frequently Asked Questions

Do I need to deposit a certain amount to open an account?

No. You can open an account without making an initial deposit. Simply complete your registration and you’re good to go.

How long do you take to respond?

Email responses within 24 hours, chat responses within minutes. We prioritise urgent requests.

Is my money secure?

Yes. Your account is protected with bank-grade security, encryption, and advanced authentication protocols to keep your funds and data safe.

Are there any hidden fees?

No. All fees are clearly displayed before you complete any transaction. We believe in full transparency.

What if I have an urgent issue?

For security or fraud concerns, use our live chat options and we will respond as soon as possible.

What languages do you support?

We support English, with specialist advisors available for other languages upon request.

CUSTOMER STORIES

What UK Customers Love

"Finally, a bank that doesn't treat me like I'm stupid with fees. The app is beautiful and actually works. 10/10 would recommend."

Sophie T.

London

"Switched from my high street bank after 20 years. Best decision ever. Real customer service, real savings."

James P.

Manchester

"The savings account rates are actually competitive. Customer support got back to me in minutes. Brilliant service."

Priya M.

Birmingham